How to handle a rejection based on new Android Store policies regarding permissions?

Question

While I am updating an app on Play store. I am getting following error according to the new policy of Google:

I have also checked all the options that are available, but again and again, Google rejects my application.

I am new to Android.

Issue: Violation of Permissions policy

After reviewing your app, we found that it doesn’t qualify to use the requested permissions for the following reason(s):

Based on our review, we found your app’s expressed user experience did not match your declared core functionality {SMS-based financial transactions (e.g., 5 digit messages), and related activity including OTP account verification for financial transactions and fraud detection}. Please remove these permissions from your app.

This is my manifest containing permissions I have declared

Answer 1

SMS permission is no more allowed to read OTP as android is going to give this feature to users out of the box. You have to register as a messaging app to get SMS and CALL_LOG permissions.