Looking for a payment gateway [closed]

Question

I'm looking for a payment gateway company so we can avoid tiresome PCI-DSS certification and its associated expenses. I'll get this out the way now, I don't want Paypal. It does what I want but it's really not a company I want to trust with any sort of money.

It needs to support the following flow:

• User performs actions on our site, generating an amount that needs to be paid.
• Our server contacts the gateway asynchronously (no hidden inputs) and tells it about the user, how much they need to pay. The gateway returns a URL and perhaps a tentative transaction ID.
• Our server stores the transaction ID and redirects the user to the URL provided by the gateway.
• The user fills out their payment details on the remote server.
• When they have completed that, the gateway asynchronously contacts our server with the outcome, transaction id, etc and forwards them back to us (at a predestined URL).
• We can show the user their order is complete/failed/etc. Fin.

If at all possible, UK or EU based and developer friendly.

We don't need any concept of a shopping basket as we have that all handled in our code already.

We have (or at least will have by launch) a proper merchant banking account - so cover services like Paypay aren't needed.

If their API covers Python (we're using Django) explicitly, all the better but I think I'm capable enough to decipher any other examples and transcode them into Python myself.

Answer 1

You might want to take a look at Adyen (www.adyen.com). They are European and provide a whole lot of features and a very friendly interface. They don't charge a monthly or set up fee and seem to be reasonably priced per transaction.

Their hosted payments page can be completely customised which was an amazing improvement for us.