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What is the official name for a credit card's 3 digit code? [closed]

I am working on a payment form. What is that 3-digit code on the back of the card called? I can't find a consistent reference as to what to call it.

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Mike Wills Avatar asked Apr 30 '09 14:04

Mike Wills


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Is it CCV or CVV code?

The CVV/CVC code (Card Verification Value/Code) is located on the back of your credit/debit card on the right side of the white signature strip; it is always the last 3 digits in case of VISA and MasterCard. Please copy your CVV/CVC code from the back of your card and continue with your payment.

What does CCV stand for on a credit card?

Do you know what Credit Card CVV stands for? CVV stands for Card Verification Value. Usually this is a three digit number like the ones Visa and MasterCard use, but American Express uses four digits. It is found at the back of the Card near the space where you sign.

Do credit cards have a 3 digit code?

Visa, MasterCard and Discover cards have a three-digit CVV printed on the back of the card, usually next to the signature panel.

Is CVC the same as security code?

A card security code (CSC; also known as CVC, CVV, or several other names) is a series of numbers that, in addition to the bank card number, is embossed or printed on a card.


1 Answers

It is called the Card Security Code (CSC) according to Wikipedia, but has also been known as other things, such as the Card Verification Value (CVV) or Card Verfication Code (CVC).

The second code, and the most cited, is CVV2 or CVC2. This CSC (also known as a CCID or Credit Card ID) is often asked for by merchants for them to secure "card not present" transactions occurring over the Internet, by mail, fax or over the phone. In many countries in Western Europe, due to increased attempts at card fraud, it is now mandatory to provide this code when the cardholder is not present in person.

Because this seems to be known by multiple names, and its name doesn't seem to be printed on the card itself, you'll probably (unfortunately) still need to tell your users how to find the code - ie by describing it as the "3 digit code on back of card".


2018 update

The situation has not improved, and is now worse - there are even more different names now. However, you can if you like use different terms depending on the card type:

  • "CVC2" or "Card Validation Code" – MasterCard
  • "CVV2" or "Card Verification Value 2" – Visa
  • "CSC" or "Card Security Code" – American Express

Note that some American Express and Discover cards use a 4-digit code on the front of the card. See the above linked Wikipedia article for more.

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thomasrutter Avatar answered Sep 16 '22 18:09

thomasrutter