Stripe—test cards with insufficient funds

Question

There are some test credit card numbers, e.g. Visa's 4111 1111 1111 1111, and when you test with these cards, it is always a successful transaction.

How do I test a declined transaction? E.g. if the card is valid but doesn't have enough money for the transaction?

Answer 1

You have two scenarios when a charge can fail:

• Charge directly a customer.
• Attach a card to a customer and then try to charge that customer.

Stripe's documentation provides two test cards for those situations:

• 4000 0000 0000 0002 "Charge is declined with a card_declined code."
• 4000 0000 0000 0341 "Attaching this card to a Customer object succeeds, but attempts to charge the customer fail."

Answer 2

You can use the card number 4000 0000 0000 0002 or token "tok_chargeDeclined" to get a declined test charge: https://stripe.com/docs/testing#cards