I have a Bill model with nested Customer model.
The Customer model has a phone number with a uniqueness validation on it.
While creating the bill I want to fetch the existing record based on the phone number or create a new one if such doesn't exist.
How should I do it in a RESTful way?
you would use the find_or_create_by method which would look something like this in your case:
fetchedRecord = Bill.find_or_create_by_phone_number(customer.phone_number)
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