Is there a simple PHP payment library that can handle multiple payment gateways? I don't mind processing the payment at the payment gateway website rather than on my site and don't want to store CC information in my site, but I want the flexibility choosing the gateway without changing the code (or little change).
I'd think I have to mention payum. That may look a bit complicated at a first glance but give it a try!
It has well thought design, solves many common payment related issues (storing and securing data, notifications, framework agnostic). Also it supports many payments out of the box (each shipped with a doc) and provide integration with all favorite frameworks.
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