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Our company will soon need to integrate a payment gateway with our PHP web application for our users to be able to pay a "conference registration fee" using a credit card. Before defaulting to using Authorize.net, I want to find out from other developers which payment gateways you have used, and can recommend, that has an easy to use/integrate API.
FYI: Our company is in the U.S.A.
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Square offers better POS hardware and solutions, while Stripe is better for online stores. They both integrate with third-party tools. Stripe is better overall for integrating with third-party apps. They both offer a variety of customer support channels.
FIS and Zelle also offer testing and certification of API integration that is available for non- FIS digital banking products offering a seamless experience, while the real-time debit and credit processes leverage the FIS PayNet Network giving faster access to funds.
Authorize.net is pretty much the standard for real merchant accounts. Most other providers even have an authorize.net emulation mode. The API is fairly standard - there isn't much room for creativity here.
I've worked with Amazon SimplePay which was relatively painless as well. Google Checkout is also fairly flexible. Neither of these is a real merchant account system of course.
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