No such external account on stripe when trying to payout to bank_account

Question

I'm trying to make a payout using stripe, So the first thing i did is to check my available balance using

curl https://api.stripe.com/v1/balance
-u sk_test_MkyVP8GpUk______:

it returns this:

{
  "object": "balance",
  "available": [
    {
      "currency": "usd",
      "amount": 6004,
      "source_types": {
      "card": 52,
      "bank_account": 5952
    }  
 }
],
  "connect_reserved": [
    {
      "currency": "usd",
      "amount": 0
    }
  ],
  "livemode": false,
  "pending": [
    {
      "currency": "usd",
      "amount": 6351,
      "source_types": {
      "card": 12303,
      "bank_account": -5952
     }
   }
 ]
}

All i understand from this response is that avaiable[card] = 52 it means that if i want to make a payout to a credit card it should be a sufficient amount of money on it, Now there is $59,52 in avaiable[bank_account], So i decided to make a payout to an external account of an account on stripe, using their API docs i used this:

curl https://api.stripe.com/v1/payouts \
-u sk_test_MkyVP8GpUkur______: \
-d amount=400 \
-d currency=usd \
-d destination=ba_1B3jVULjo5______ \
-H "Stripe-Account: acct_1B0T___"

This destination (ba_1B3jVULjo5____) is an external account of that account ID, the problems is when i process this curl it gives me:

{
  "error": {
    "type": "invalid_request_error",
    "message": "You have insufficient funds in your Stripe account for this transfer. Your card balance is too low.  You can use the the /v1/balance endpoint to view your Stripe balance (for more details, see stripe.com/docs/api#balance).",
    "param": "destination"
  }
}

How can i fix this?, is my understanding to the type_source in avaiable balance is correctly?

I make sure that there is an external account to the account with that id too.

Thanks in advance.

Answer 1

Try including the source_type parameter in your payout creation request:

curl https://api.stripe.com/v1/payouts \
  -u sk_test_...: \
  -H "Stripe-Account: acct_..." \
  -d amount=400 \
  -d currency=usd \
  -d destination=ba_... \
  -d source_type=bank_account

Note that you can omit the destination parameter entirely unless there are multiple bank accounts for the currency and you want to send the funds to a non-default bank account.