It is defaulting to 1.8.7 which comes with Mac OS x. I am trying to use RVM and use 1.9.3 I tried rvm use default and is says -bash: rvm: command not found
my bashrc file has
PATH=$PATH:$HOME/.rvm/bin 
                Typing rvm list will give you a list of the installed rubies you have, like this:
    ree-1.8.7-2010.02 [ i686 ]
    ruby-1.8.7-p249 [ i686 ]
    ruby-1.9.2-p180 [ x86_64 ]
    ruby-1.9.2-p180-patched [ x86_64 ]
    ruby-1.9.2-p290 [ x86_64 ]
    ruby-1.9.2-p290-webkit [ x86_64 ]
=*  ruby-1.9.3-p194 [ x86_64 ]
If the one you want is ruby-1.9.3-p194, then type:
rvm --default use  ruby-1.9.3-p194
First, be careful to follow the installation instructions closely and make sure it's working.
You should also see this line in your bashrc as well:
[[ -s "$HOME/.rvm/scripts/rvm" ]] && source "$HOME/.rvm/scripts/rvm"  
Then try opening a new shell or try typing:
source ~/.rvm/scripts/rvm
But in general if you're having issues, I'd recommend just re-installing rvm -- it doesn't take long and it's easy:
curl -L get.rvm.io | bash -s stable
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