How do remove 'credit card (save)' Payment method from Magento?

Question

I’m using paypal payment product. If you see the attached file i get 3 options. The first 2 work fine and are actually all i require. The last option

Credit Card (save) doesn’t seem to work. Can someone explain what this option is, also how can i remove it.

Answer 1

The Credit Card saved method will allow you to accept credit card information for a purchase, but Magento will make no attempt to verify its accuracy other than a simple luhn checksum. The credit card information will be stored in the database, encrypted using a call to

Mage::helper('core')->encrypt($data)

In a default 1.4.2 instal, you can view the payment information (including the credit card) with the following SQL query

SELECT * FROM sales_flat_order_payment

You can view this Payment method in

System -> Config -> Payment Methods -> Saved CC

You can also set it's "enabled" config value to "No", which will remove this as an option.

Fully securing credit card information is a Hard Thing™, both from a technical and bureaucratic standpoint. Unless you and your team have the expertise to do it (which, based on your question, I'm going to assume is a no) you don't want this option turned on.

Answer 2

Just disable it under the payment methods configuration in back-end