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If you or your customers are not seeing the credit card option in the Paypal Payment page, please ensure that: Your account is either Premier or Business. PayPal Account Optional is turned on. The email address you use to log into your PayPal Account is verified.
PayPal Payments Advanced is a PCI-compliant solution that lets your customers pay by debit or credit card without leaving your site. It includes an embedded checkout page that can be customized to create a seamless and secure checkout experience.
You can accept an immediate payment or authorize a payment and capture it later. You can show details for completed payments, refunds, and authorizations. You can make full or partial refunds. You also can void or re-authorize authorizations.
I've struggled with this question and found the answer following Roberts comment about using LANDINGPAGE=Billing in the ExpressCheckout API.
From the page:
https://cms.paypal.com/us/cgi-bin/?cmd=_render-content&content_ID=developer/e_howto_api_nvp_r_SetExpressCheckout
LANDINGPAGE:Type of PayPal page to display.
It is one of the following values:
Additionally see:
SOLUTIONTYPE: Type of checkout flow. It is one of the following values:
NOTE:You can pass Mark to selectively override the PayPal Account Optional setting if PayPal Account Optional is turned on in your merchant account. Passing Sole has no effect if PayPal Account Optional is turned off in your account
Hope this helps.
On a thread in the PayPal Developer Community they explain it with cookies based visits to the checkout page.
Basically if PayPal detects you being a user and spots their cookie, they will show the login form by default.
If they can't see that cookie, then they will show the credit card option first with a note that if you already have a PayPal account, to log in.
So the answer is no.
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