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This is a very simple question that isn't easily found on the internets.
Can a credit card cvv2 number start with a 0?
Example: 082
Common sense says no (since it's an integer and leading zeros don't change the value) but I have a report of an end-user with a 0 as the first digit.
Link to reputable documentation such as Visa or a payment processor please.
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Answer: This can occur for a few different reasons: The 3-digit security code on the back of the Visa, MasterCard or Discover does not match what the card holder's bank has on file. For American Express this is the 4-digit code on the front of the card. The expiration date was entered incorrectly.
It is a three or four digit value which provides our payment system with a check of your credit card's authenticity. The terms are generally used interchangeably. CVV2 stands for "Card Verification Value 2", CVC2 stands for "Card Validation Code 2", and CID stands for "Card Identification Number".
Debit cards without CVVs are not approved for online transactions. Credit Cards missing a Security Code are either not approved for international transactions and/or not approved for online transactions.
Remember, you may also see a CVV referred to as a CVV2. But they're essentially the same thing. The “2” just means it's a second-generation CVV number that was designed to provide additional protection against credit card fraud.
Yes, a credit card cvv2 number can include a zero. I do not have any documentation other than the fact that my Visa check card has the number "087". I hope this helps.
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You're not the only person having this issue, http://forums.digitalpoint.com/showthread.php?t=152601
Although I've not found any card issuer documentation.
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