Stripe - Check Card balance [closed]

Question

I wonder if it is possible to check if a (debit or credit) card has enought balance to pay for a (not so far) future charge.

I have read the Stripe API but I can't find any about if this is possible or not (I hope it is). I know Stripe validate every card but I need to know if it has enought balance for the amount will be charged later.

Thanks!

Answer 1

The only way to know if a card is able to charge a card is to actually charge (or at least authorize it). Stripe allows you to authorize a card for up to a week (basically just hold a charge as pending for 72 hours) before you "capture" it.

Even if a card has enough available funds / balance to pay for a charge, that is no guarantee that a bank would approve it.