In what case would stripe's transfer.failed webhook be sent?

Question

I'm working with stripe connect, creating separate charges and transfers for my business. I'm trying to write code to notify my support team of the event when a transfer fails, so that they can intervene. My problem is that I can't get any transfers to fail in the test environment. Creating a transfer for more money than is in my test account doesn't trigger the transfer.failed webhook, it just returns an error. In the dashboard > developers > webhooks, there is the feature to send a test webhook of any type to a webhook endpoint, but I'm using the stripe cli on my computer.

What are the different events that can trigger a transfer.failed webhook?

Answer 1

You could test using an external bank account that refuses payment - the response should not be instant, but delayed a bit

ex: DE89370400440532013002 Payout fails with an account_closed code. (remember to change DE from the iban to wherever you are)

Another way could be to create a stripe account that is not verified and try to make a large transfer to it. (like >5000$ in test mode)